Some women love it when the mercury drops, because it gives them a chance to wear those heavy-duty sweaters that only come out of the closet during the coldest months of the year.

Not me.

I make my clothing decisions based on both modesty, and on my personal fashion sense. Personally, I feel prettier when my clothes offer a sleek, feminine line. And guess what? Despite the red-carpet images sold to us by Madison Avenue and Hollywood – shivering celebrities in barely-there evening gowns come to mind – we women can dress fashionably in winter… and stay warm!

Women’s Tunic Top – Short Front Long Back

Lovely Layers

Let’s go from the bottom up. Modest dressers can stay toasty by relying on three-quarter and long-sleeved shell tops. These items – which, during the summer months, help bridge the gap between an outfit’s too-low necklines or too-short sleeves, and our desired coverage level – do double-duty in winter. Not only do they keep us cozy and warm, they can also add a fashionable dash of color.

When choosing what to go on top of that first layer, I like to reach for something with a graceful, interesting shape – like an unbalanced hemline or mullet cut tunic. Both these tops look great over a boot-length skirt.

Loose Knit Cardigan with Pockets

Topping it Off

There are lots of fashion-conscious options for top layers (not to be confused with outerwear; see below) in winter. From open-front cardigans to belted sweaters, they give me a modestly feminine shape, while keeping me warm.

Stepping Out

Of course, winter weather requires a winter coat. But if you’re like me, while you don’t want to freeze, you don’t want to look like the Michelin Man, either. High-tech fabrics like Thinsulate keep the bulk down, so making belted outerwear a pretty option. So ladies, remember: whatever the forecast, think fashion!